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Michael is a college senior who is majoring in marketing. He owns a high-mileage 1992 Ford that has a current market value of $2500. The current replacement value of his clothes, television set, stereo set, cell phone, and other personal property in a rented apartment totals $10,000. He wears disposable contact lenses, which cost $300 for a six-month supply. He also has a waterbed in his rented apartment that has leaked water in the past. An avid runner, Michael runs five miles daily in a nearby public park that has the reputation of being extremely dangerous because of drug dealers, numerous assaults and muggings, and drive-by shootings. Michael’s parents both work to help him pay his tuition.
For each of the following risks or loss exposures, identify an appropriate risk management technique that could have been used to deal with the exposure. Explain your answer.
a.Physical damage to the1992 Ford because of a collision with another motorist
b.Liability lawsuit against Michael arising out of the negligent operation of his car
c.Total loss of clothes, television, stereo, and personal property because of a grease fire in the kitchen of his rented apartment
d.Disappearance of one contact lens
e.Waterbed leak that causes property damage to the apartment
f.Physical assault on Michael by gang members who and dealing drugs in the park where he runs
g.Loss of tuition assistance from Michael’s father who is killed by a drunk driver in an auto accident
- 2 0 年前最佳解答
2005-10-10 10:47:01 補充：
- ?Lv 42 0 年前