我找不到有關卡奴的英文版報導，是英文報告急需要的！！誰能幫幫我呢?只要有關卡奴的都行，我們的題目是：If I Were A Credit Card Slave。我不知道要從哪裡著手...
- momo8586Lv 41 0 年前最佳解答
Taiwan's `card slaves' hope legislators will save them
"I earned NT$1.5 million [for being a surrogate mother], so was able to keep NT$300,000 after I paid off my debts. I know that what I did was illegal, but I needed to solve my problems."
anonymous self-styled `card slave'
Approximately 400,000 Taiwanese "card slaves" are still hoping that the legislature will solve their debt problems by amending the Banking Law (銀行法).
The proposed amendment of Article 47-1 of the Banking Law is still pending at the legislature, and will only be put up for discussion after the new legislative session begins tomorrow.
If the amendment is approved and passed into law, the annual percentage rate (APR) offered by lenders will be limited to a maximum of 12 percent.
APR is commonly used to compare loan programs from different lenders, and is comprised of the base interest rate on loans plus various bank fees.
2006-04-26 14:39:44 補充：
If the national APR is limited to 12 percent, it would mean that approximately 45 million credit-card holders will be able to keep NT$51 billion (US$1.6 billion) which they would otherwise have had to pay their banks in interest.
2006-04-26 14:40:09 補充：
However, the amendment is unlikely to offer a perfect cure to the nation's credit problems, because it will force banks to implement stricter credit application procedures and turn away more clients applying for loans, Financial Supervisory Commission (FSC) spokesman Lin Chung-cheng (林忠正) said.
2006-04-26 14:42:26 補充：
Around 30 percent of banks' current client base will be unable to secure loans if the amendment is passed, Lin said.
2006-04-26 14:43:38 補充：
"We are concerned that they will become potential customers of illegal moneylenders. That will create more social problems and more potential for crime as well," Chinese Nationalist Party (KMT) Legislator Shyu Jong-shyong (徐中雄) said.
2006-04-26 14:47:37 補充：參考資料： 日前TAIPEI TIME的報導
- 1 0 年前
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