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匿名使用者 發問時間: 社會與文化語言 · 1 0 年前

presentation about credit card

有人可以幫我用英文大致寫一篇有關credit card problem嗎

這是我要做presentation 要用的

謝謝!

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  • 1 0 年前
    最佳解答

    這個對你應該很有幫助

    Kathy Chen is an accessories shopowner in Taiwan struggling to pay huge credit card debts on a modest income.

    She is the new breed of "credit card slave."

    Hundreds of thousands of Taiwan's credit card holders have racked up mountains of debt, undermining consumer sentiment and underlining the risks facing export-led Asian economies that are trying to crank up domestic consumption as an engine of growth.

    Besides Taiwan, where American Express stopped issuing credit cards this year due to rising defaults, Thailand and China are among those that have tightened supervision to avoid the experience of South Korea, where the bursting of a consumer credit bubble badly winded the economy in 2004-2005.

    "I wanted to commit suicide because I was at a loss what to do to my credit card debts," said Chen, echoing the sentiments of a growing number of desperate borrowers.

    She is trying to keep up payments on the T$5 million (US$157,233) she owes banks on a monthly income of only NT$20,000 ($633).

    "I have no money and I have so many debts. Nowadays, I only spend on three square meals a day and basic necessities," said Chen, 40, who tries to hide her face in public by wearing a hat, huge sunglasses and a mask covering her mouth.

    Chen is one of 520,000 so-called card slaves, or problem debtors, out of Taiwan's total population of just 23 million.

    Their overdue debts, averaging T$300,000 ($9,300) per person, are the dark side of a boom in Asia's credit card market, which is growing more than 10 percent a year as issuers such as Visa and MasterCard tap an exploding middle class.

    Visa, which features actors Richard Gere and Catherine Zeta-Jones in its advertisements across Asia, said it had issued more than 202 million consumer credit cards in Asia by the end of 2005, up 11.5 percent from a year earlier.

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