匿名使用者
匿名使用者 發問時間: 社會與文化語言 · 1 0 年前

國泰金控財金英文

英 翻 中 ~ 語 意 需 通 順

勿 用 翻 譯 軟 體 直 翻

考 試 需 要 參 考 資 料

謝 謝 各 位 英 文 高 手 ^ _____ ^

Wednesday, October 10, 2007

By James Peng, Bloomberg

Cathay Financial Holding Co., Taiwan's biggest financial services company, tripled third quarter profit from a year earlier as fewer customers defaulted on credit-card repayments.

Net income at the Taipei-based company, which owns Taiwan's largest life insurer, rose to NT$12.2 billion from NT$4.09 billion a year earlier. Earnings were calculated by subtracting the company's first-half results from unaudited nine-month figures released in a statement yesterday. Lee Chang-ken, Cathay executive vice president, couldn't be reached for comment.

"In addition to the credit-card crisis easing, stock gains this year and continuous increases in interest rates have helped Cathay," Charles Chen, who helps manage the equivalent of US$3.7 billion at JF Asset Management Co. in Taipei, said before the figures were released. He said his fund doesn't hold Cathay Financial shares.

Taiwan's banks are recovering after a surge in defaults on credit-card loans crimped earnings the past two years. Banks wrote off NT$45.2 billion of credit-card debt in the first eight months of this year, about 55 percent of the amount in the same period in 2006, according to the Financial Supervisory Commission.

Pretax profit at Cathay United Bank, Taiwan's second-largest issuer of credit cards, more than tripled to NT$8.92 billion in the first nine months, Cathay Financial said in an Oct. 2 filing to the Taiwan Stock Exchange.

Chen said a rising stock market may have boosted Cathay Financial's profit in the third-quarter. Taiwan's benchmark stock index rose 6.7 percent in the quarter compared with a 2.7 percent gain a year earlier.

已更新項目:

The central bank raised its key interest rate Sept. 20 for a 13th straight quarter to curb rising prices and stem a surge in investment overseas. The bank increased the discount rate on 10- day loans to banks by 12.5 basis points to 3.25 percent. A basis point is 0.01 percentage point.

1 個解答

評分
  • 最佳解答

    國泰金融控股公司是台灣最大的金融公司,當較少的顧客在信用卡還款上賴賬不還之後,國泰第三季的利潤比一年前成長了三倍。

    以台北為總部的台灣最大的人壽保險公司之淨收入從一年前的40億9千萬新台幣上升到今年的122億台幣。利潤的計算,經由昨天發佈於未經審核的九個月數目字所公佈出來的一份聲明中扣除該公司頭半年的業績,無法連絡上國泰執行副總裁李常根來做出評論。

    在JF資產管理公司幫忙管理相當於37億美金的陳查理於估算發表後在台北說"除了信用卡危機日漸緩和之外,在今年股票的利得及今年持續增加的利率方面幫助了國泰",他說在他的資金中並未擁有國泰金控的股份。

    過去的兩年信用卡貸款欠賬的上升中限制住利潤的台灣各家銀行正在恢復。根據金融管理委員會指出銀行於當年的前八個月打消了452億新台幣的信用卡債,這約佔2006總數量的百分之五十五。

    國泰金控在10月2日對台灣證券交易所提出的報告說台灣第二大的信用卡發行公司,國泰聯合銀行的稅前盈餘當年的前九個月高出三倍的成長到89億兩千萬。

    陳說:上涨的股票市場於第三季提升了國泰金控的利潤。

    台灣的股票指數指標相較於一年前第三季的2.7%利潤今年第三季上升至6.7%。

    央行從九月二十日開始連續十三季的以提升利率來壓制一直上升的物價以及海外投資。央行增加貼現率給台灣各家銀行十天貸款

    12.5個基準點至3.25%。一個基準點是0.01百分點。

    國泰金控說以未經審核的數目字為基準,九個月的利潤超過兩倍的成長至329億新台幣,一年前經過審核的為131億。

    預定在十月底之前台灣最大的金融服務公司,國泰金控資產將公佈經過審核的完整報告。

    國泰創辦人是竹南人

    2007-11-11 05:48:24 補充:

    我先說,我現在是頭昏腦脹狀態..準備期中考..到五點多.... 很亂 不要介意。

    參考資料: 我自己
還有問題?馬上發問,尋求解答。