神之刺殺 發問時間: 社會與文化語言 · 1 0 年前

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何謂次級房貸??

一、信用不佳的貸款人,以通常高出一般利率2個百分點的利息貸入購屋貸款。有些貸款人甚至沒有收入,而是在掮客的協助下詐得房貸。這類貸款人通常是貸入利率調整型房貸,一旦聯準會升息時負擔加重,無法繳款的違約率便急速上升。由於詐騙狀況不明,次級房貸實際損失狀況難以估計。

二、獨立房貸承銷掮客靠推銷房貸賺取佣金,甚至向不可能付出房貸的人誘騙推銷房貸來衝業績。

總結:此次次級房貸連帶影響許多金融業還有其他行業 才造成此次的金融風暴

1 個解答

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  • 1 0 年前
    最佳解答

    What secondary room loan??

    First, the credit not good lender, by usually outdoes the general rate of interest 2 percentage points the interest to borrow buys the room loan.Some lenders have not even received, but is cheats the room loan under broker's assistance.This kind of lender usually borrows the interest rate incentive contract room loan, when the association can rise the rest bears aggravates, is unable the violation rate which pays for then rapidly to rise.Because the cheating condition is unclear, the secondary room loan actual loss condition is inestimable.

    Second, the independent room loan sells on consignment the broker to depend on the sales promotion room loan to earn the commission, even to the human who not impossible to put in Fang Dai traps the sales promotion room loan to flush the achievement.

    Summary: This secondary room loan association affects many financial industries also to have other professions only then to create this time financial storm

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