fanny 發問時間: 社會與文化語言 · 7 年前

請回答這些財管的問題 非常感謝!!!!!

1.Wainright Co. has identified an investment project with the following cash flows. If the discount rate is 10%, what is the present value of these cash flows? What is the present value at 18%? at 24 percent?

以下為此題的現金流量表:

Year cash flows

1 $ 720

2 930

3 1,190

4 1,275

2. Tom has identified an investment project with the following cash flows. If the discount rate is 8%, what is the future value of these cash flows in year 4? What is the future value at a discount rate of 11% ? at 24 percent?

以下為此題的現金流量表:

Year cash flows

1 $ 1,375

2 1,495

3 1,580

4 1,630

3. You have just made your first $5,000 contribution to your retirement account. Assuming you earn an 11% of return and make no additional contributions, what

will your account be worth when you retire in 45 years? What if you wait 10 years before contributing? ( Does this suggest an investment strategy?)

1 個解答

評分
  • 最佳解答

    一、

    discount rate is 10%,present value :

    720*1.1^-1+930*1.1^-2+1190*1.1^-3+1275*1.1^-4

    =3188.05

    discount rate is 18%,present value :

    720*1.18^-1+930*1.18^-2+1190*1.18^-3+1275*1.18^-4

    =2659.98

    discount rate is 24%,present value :

    720*1.24^-1+930*1.24^-2+1190*1.24^-3+1275*1.24^-4

    =2348.92

    二、

    discount rate is 8%,future value :

    1375*1.08^3+1495*1.08^2+1580*1.08^1+1630*1.08^0

    =6818.27

    discount rate is 11%,future value :

    1375*1.11^3+1495*1.11^2+1580*1.11^1+1630*1.11^0

    =7106.28

    discount rate is 24%,future value :

    1375*1.24^3+1495*1.24^2+1580*1.24^1+1630*1.24^0

    =8509.52

    三、

    a.現在立即存入5000,45年後的價值

    =5000*1.11^45=547,651.21

    b.10年後存入5000,45年後的價值

    =5000*1.11^35=192,874.26

    結論,愈早存錢愈有利.....(選a)

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