發問時間: 社會與文化語言 · 6 年前

英文翻譯詳細解釋

Every week, millions of dollars are spent, and won, on lottert tickets. With jackpots hitting hundreds of millions of dollars, many lottery winners suddenly find themselves with much more money than they’re used to. Many will have enough to purchase a new car, buy a luxury house, take a holiday and quit working-all within a short space of time. These “lucky” few, however, may end up with more problems than they had before they struck it rich. According to financial planner Steven Goldbart, two out of three winners spend all their winnings within five years.

Newly affluent lottery winners are actually in quite a tricky situation, so much so that lottery organizers employ counselors to help them. These counselors encourage winners to get advice from financial experts, such as accountants, about how best to invest their earnings. The counselors also help winners to understand how their lives may change for the better –and possibly for the worse. Many lottery winners are sensible when managing their new wealth; some, however, do not use their money wisely and end up getting into various unforeseen difficulties. Take a look at the fortunes of two very different lottery winners.

Michael Carroll is an example of what can happen to lottery winners if they don’t manage their money carefully. When Carroll was 19 years old, he won 10 million in England’s National Lottery. At the time, Carroll was working as a garbage collector, and the money changed his life. Three months after winning the lottery, he bought a home in a small town and turned the backyard into a 24-hour racetrack. The constant noise and dust upset his neighbors. He also purchased several luxury vehicles but was stopped for driving a brand new BMW without license plates or insurance. He was banned from driving for six months.

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This wasn’t Carroll’s first encounter with the law-he was frequently arrested for drug possession and other crimes, and was jailed for nine months in 2006 for violent behavior.

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Upon his release from prison, Carroll applied for loans to make the payments on properties he had bought and to continue funding his extravagant lifestyle. In just eight years, Carroll had spend all his winnings.

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It was reported in 2010 that he was trying to get his old job as a garbage collector back.

After winning almost $29 million in a North Carolina lottery in 2009, Billy and jeff Wilson say they have learned a lot about managing money.

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When people found out that the father and son had won so much money, the family had to leave their hometown to avoid people asking them for financial help. Billy, the elder Wilson, stopped working but likes to believe that winning the lottery hasn’t really changed them as people.

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He said: ”We live around a bunch of millionaires and some of them are the most miserable people on Earth. Just because you have money doesn’t make you any better than anyone else and sometimes it seems like they forgot that.” His son Jeff says he just enjoys hanging out with friends and fishing.

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Thanks to the sensible way in which they handled their lottery money, the Wilsons are set to enjoy their winnings for a long, long time.

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If you should happen to be lucky enough to win a lottery, here are a few simple rules that financial advisors recommend following.

1.Meet with an accountant or other financial advisor.

2.Pay all debts, such as home mortgages, car loans, and credit card bills.

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3.Calculate how much money will be needed to live on every year and then invest the extra money.

4.Hand in your resignation only when you know you really don’t need the job anymore.

4 個解答

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  • 匿名使用者
    6 年前
    最佳解答

    每星期在樂透彩上都會花下數百萬美元。頭獎彩金高達數百萬美元,許多樂透得主突然發現他們的財富變得比以前多很多,許多得主因而在短時間之內能夠有錢能買一台新車、一間豪宅,去度假,辭去現有職位,但這些幸運的少數人最後可能會比在他們一夕致富之前有著更多問題。根據財務規劃師史蒂芬‧高巴特(Steven Goldbart)的話,在三位樂透得主中,就有兩位會在五年之內花光所有獎金。

    事實上,最近因樂透而致富的得主現在處於一種非常微妙的情況,情況太微妙,所以樂透主辦單位雇用顧問來協助他們理財,這些顧問鼓勵得主去向金融專家諮詢,像是會計師,討論如何用他們的獎金去投資。這些顧問也會幫助樂透得主理解,他們生活可能會得以改善的部分,或是變得更糟糕的狀況。許多樂透得主在管理他們的獎金的時候,都會變得非常明智,然而有些得主卻不會聰明有效地運用他們的獎金,最後陷入各種預料之外的困境。就讓我們來看看以下兩位有著不同命運的樂透得主吧!

    如果樂透得主不懂得謹慎管理他們的獎金時,會發生什麼事?麥克卡羅就是一個例子。卡羅十九歲時,他贏得英國國家樂透獎金一千萬英鎊,同時,卡羅是一位垃圾清潔員,這筆獎金改變他的一生。贏得樂透彩三個月後,他在一個小鎮上買下一棟房子,並將後院變成一座全天候開放的賽車跑道,不斷發出的噪音與揚起的塵土讓他的鄰居很不滿,他還買下數台奢華跑車,但他開著一台全新的BMW,卻沒有申掛牌照與汽車保險,因而遭到警方攔下。

    這不是卡羅第一次觸法,他幾度因為持有毒品和其他罪行遭到逮捕,在2006年時,因為暴力行為而被關押九個月。

    出獄那天,卡羅就去貸款償還他之前買的所有財產,並且繼續過他奢華無度的生活,僅僅八年內,卡羅就花光他所有獎金。

    2010年,據消息指出,他曾試圖回去做他的老本行,當一位垃圾清潔員。

    在2009年北卡羅萊納州樂透彩贏得兩千九百萬美元之後,比利‧威爾森和傑夫‧威爾森表示,他們已經許多管理這筆獎金的方法。

    人家發現這對父子贏下這麼多獎金之後,他們就離開家鄉,避免有人請他們金援。身為父親的比利‧威爾森就辭去工作,但是他認為贏得樂透彩獎金無法真正改變他們身為人的本質。

    他說:「我們周邊就有一群百萬富翁,而且他們之中有些人就是世界上最神秘的人物。只因為你有錢並不會讓你變得比別人更好,有時候似乎許多人都忘了這個道理」,他兒子傑夫說他只喜歡跟朋友出去玩和釣魚這兩件事。

    由於他們以非常明智的方式處理這筆樂透彩獎金,威爾森才能慢慢地好好享受這筆獎金。

    如果你剛好很幸運贏得一筆樂透彩金,以下是理財專家提供的幾項簡單守則:

    一、尋求會計師或其他金融專家建議

    二、還清所有債務,像是房貸、車貸、信用卡債

    三、計算每年所需的生活開支,其餘獎金拿去投資

    四、你真的確定你不需要現在這份工作的時候,就辭職吧!

    2014-01-04 15:21:47 補充:

    drug possession 持有毒品 drug 毒品 possession 持有、擁有(名詞)

    affluent 富裕的

    unforeseen預料之外的

    home mortgages 房貸

    car loans 車貸

    credit card bill 信用卡債

    Hand in your resignation 遞出辭呈

    參考資料: 網路
  • 5 年前

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  • 羅莉
    Lv 7
    6 年前

    知識+是發問疑難的地方, 不可以當翻譯社來用, 版規禁止大量內容尋求翻譯, 超過5行就違規.

  • 6 年前

    發問者您好,

    我大致上看了一些,

    這貌似是一個新聞或是一個人做出的文章

    這個文章是在表達關於樂透彩(lottery)以及關於樂透彩的正面及負面

    也有講關於一些人中樂透之後的生活

    如果想要自己觀看整個文章in mandarin (chinese)

    建議您可以去google translate,

    雖說有些會翻的有點爛,

    但大致上也是會懂這篇文章是要表達什麼.

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